# USDM - Meridian Mint Meridian Mint is a decentralised, non-custodial, governance-free borrowing protocol that enables users to obtain interest-free loans against whitelisted collateral. Loans are paid in USDM, which is a USD pegged stablecoin. As a direct fork of the Liquity protocol, Meridian shares the exact same smart contract code base, which are fully verified and can be reviewed on [Sourcify](https://docs.meridianfinance.net/resources/technical-and-security/usdm-contracts). --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.meridianfinance.net/usdm-meridian-mint.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.